Overview

Encumbrances and encroachments. Unrecorded county and municipal debts. Code enforcement  violations. Surprises, you could call them, and none are very popular with real estate clients.

All American Document Services specializes in avoiding delays and surprises and satisfying your clients, whether they are real estate investors, families buying their first homes, or corporate attorneys involved in high-stakes commercial transactions.

We deliver rapid and accurate search and abstraction of a wide range of property documents. Our state-of-the-art technology, our on-the-ground research expertise and our customer service add value to every transaction.

Turnaround time is 48-72 hours, but most searches are completed within 24 hours. We also fulfill priority and rush requests, and same-day document retrieval, filing and recording in some counties.

Title Searches

Commercial Searches

A Commercial Title Search includes a chain-of-title search that encompasses all leases and contracts that could affect the title on the property. Commercial searches also include the following searches: assignments, open mortgages, liens, and tax status.

Current Owner Search

Also referred to as an Investor’s Title Search, Owners & Encumbrance Search (O&E), Last Owner Search, Attorney’s Search, or Refinance Search, a Current Owner Search covers the current vesting deed and all deeds leading back to the most recent out-of-family deed that is at least 24 months old. This search also includes judgments and liens against the current owners, assignments against the current owners, tax assessments, and current tax information including any delinquencies.

Institutional Lender Search

This search is an inquiry of the land records that is performed from the date of execution of the current deed of record for the subject property. In this search, the legal description is reported, along with open mortgages/deeds of trust, judgments, tax liens, pending suits, and real estate taxes.

Bring-Down Search, Update, And Recording

This search is done after examining the mortgage/deed of trust for complications with recording requirements. We report the findings of a bring-down search from the effective date of the original search, to the day of recording. Recording also available.

Other Searches

Searches performed by All American Document Services include, but are not limited to:

• Purchase Search
• REO Search
• Real Estate Owned
• Two-Owner Search
• Full Search on chain of title
• Owner Mortgage Search
• Mortgage Search and Report
• Deed Search
• Deed/Mortgage Retrieval
• Grantor/Grantee Searches
• Chain of Title
• Owner Verification
• Tax Assessor Search
• Assignment Chain
• Judgment/UCC/Lien Search
• Bankruptcy Search

Municipal Lien Search

In addition to traditional title searches, we also perform municipal lien searches that record municipal debts against properties that don’t appear in title searches, including:

• Unrecorded county and municipal debts
• Real estate property taxes
• Building violations
• Expired and open permits
• Code enforcement violations
• Utility balances for water, sewer, solid waste, and stormwater
• Special assessments

Estoppel Services

When purchasing a property that’s part of an association, such as a condominium or homeowner’s association, the buyer must present an estoppel letter, which details all charges and fees due to the controlling body. Our estoppel services help inform buyers of outstanding fees due on a property and clarify association fees and bylaws.

• History of payment
• Summary of search results
• W-9 forms for associations and organizations

Document Retrieval Recording And Filing

We can obtain certified or plain copies of any document including, but not limited to, lis pendens, deeds, liens, plats, mortgages, and assignments. We can also file all your mortgages and other real-estate related documents at any of the jurisdictions within our geographic coverage area.

Patriot Act / OFAC Search

Nearly any business, real estate, financial, or insurance-related transaction has the potential to violate the Patriot Act and/or OFAC Regulations.

These laws are designed to prevent people from supporting or conducting business (knowingly or unknowingly) with a sanctioned individual or institution. Civil and criminal penalties for these violations can be severe and can be levied against individuals as well as institutions. The responsibility is on you to know who you are conducting business with and whether they are not on the OFAC SDN list.

All American Document Services has extensive experience providing Patriot Act and OFAC Searches, which are both essential steps in the due diligence process.